News & Insights

Your home will likely be your most expensive investment. With hundreds of insurance coverage options at our fingertips, it may be overwhelming to choose the right company. We did our research and found some of the best homeowners insurance companies of 2020. The best...

Internal Revenue Service (IRS) announced that tax season will start a little later than usual. This year the IRS will begin accepting and processing 2020 tax returns on Friday, February 12, 2021. (1) In light of the December 27 tax law changes which brought the second...

In most states, having an active auto insurance policy is the law. The amount you are required to carry varies. The smallest amount required by law is often referred to as the state minimum. In Pennsylvania, there are three mandatory coverages that drivers are...

With the winter weather brewing, now is an excellent time to review the Winter Driving Tips checklist as developed by the National Highway Safety Traffic Administration.  

Everyone loves a classic holiday movie that includes fictional comedic storylines: home intruders being scared away by a little boy; a cat that bites through the Christmas tree lights and sets fire to Uncle Lewis; or the beloved leg lamp award that shatters into a...

The holiday season is among us. A time that includes great anticipation of ripping the Christmas wrap from the present to see what lies beneath. But it’s also a time of stressing to find the perfect gifts for grandma and Aunt Betty. We put together this gift guide...

As 2020 pushes on, we begin to enter unchartered pandemic waters: holiday celebrations.  Thanksgiving is quickly approaching and so is the anxiety of planning a family holiday during the COVID outbreak. Turkey day will likely look different than in years past, but...

With the rise in cyber attacks during the COVID pandemic, businesses and individuals alike have succumbed to online crimes. While some managed to escape the criminals unscathed, there is an unlikely target that is often overlooked: children. They may not be of legal...

Would you buy a car made by a manufacturer whose slogan is, “Save 15% or more on cars assembled in 15 minutes or less!”? Don’t worry, we wouldn’t either. In a world where so much has become commoditized, there are many things that still need time, consideration, and...

Many “first day of school” pictures had a different appearance this year. Typically the internet is flooded with images of children waving while getting on the bus or smiling in front of their school; in 2020, many photos had the child sitting at a dining room table...

If you have ever considered travel insurance in the past, the COVID pandemic has probably solidified your decision to buy it in the future. While airlines, hotel chains, and other travel companies have been gracious with refunds and credits during these unprecedented...

2020 has been anything but normal. Navigating the pandemic has taught us, as humans, that we are incredibly resilient and can adapt. From transitioning to remote workforces, online learning, cancellation of celebrations and parties, and trying to be by the side of...

2020 has been a year of adjustments. And like many other things in life, the tidal wave effect will likely allude to a rippling impact of changes for month or possibly even years. As we begin to look forward to what a post-pandemic world will resemble, life insurance...

The 4th of July holiday has come and gone, and it left many people with the itch to get away for a few days; but vacationing during the COVID pandemic is less than ordinary. Safety is top of mind for everyone, and the uncertainty of the COVID path leaves many...

According to Statista, the rate of home burglaries increases by 10% during the months of June and August. The assumption behind the summertime spike is that many people are venturing out when the weather is nice: family vacations, day trips, beach days, hikes, and the...

Stay-at-home orders and lock downs have altered the plans of many. Families have been forced to cancel their vacations; sporting events are postponed; summer concerts are being rescheduled. One industry that is booming due to the pandemic is swimming pool sales....

This year, more American’s are likely celebrating Memorial Day from the comfort of their own home, and property. And while the epidemic may have ruined our kick-off to summer vacation plans, there are plenty of things to do – and cook! We put together three lists of...

With summertime right around the corner, many people are looking at making investments that will bring joy and memories to their life. With COVID impacting many family vacations and outings, you may be wondering if you will save enough money to buy a boat? We wanted...

Does quarantine and rainy weather have you eager to get outside? With the prediction of sunshine and warm temperatures this weekend, we composed some great, fun, and educational outdoor activities that you can do as a family! Go for a hike – many trails are open. You...

As an independent agent, we work with dozens of insurance carriers to provide coverage options for our clients. We are working daily to obtain updates from these carriers so we can notify you of what savings or rebate options are being offered. This list will be...

The new challenges presented by COVID-19 demand our attention, but we must remain mindful of issues present prior to the pandemic. This includes any open Workers’ Compensation claims. If your organization has existing claims (or new ones), please review the following....

Organizations in Pennsylvania with a Certified Workplace Safety Committee typically practice safe habits, have increased productivity, and experience reduced lost time due to injuries. They also reap the benefits of a 5% discount on their Workers’ Compensation...

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During difficult financial times, it’s expected that consumers will cut back on expenses and carefully examine their budget in an effort to save money. While businesses and individual households are each confronted by the fallout from an economic crisis, the impact is...

As we continue to live with the challenges of COVID-19, many people are forced to make tough decisions to save money. Some may look to ways to reduce their insurance costs. These tips will help you to save money on your insurance costs while ensuring you maintain...

Another tragic occurrence due to the COVID-19 epidemic is the mandatory shut down of eat-in facilities to maximize social distancing. In order to help keep sales coming, restaurants and dining facilities are thinking outside the box: curbside pickup, call ahead...

During unprecedented times, a lot can happen that we may never expect. You may indefinitely be laid off from a job you worked at for 30 years, or worse yet, that job may be eliminated due to the closure of the business. In these extreme circumstances, one thing that...

Many companies have shifted to working remotely and college students are finishing the semester through online learning. The quick transition and implementation of these new work and learning conditions did not allow for adequate preparation and training of employees...

With a quarantine time of 14 days, many employees will be hard-pressed to avoid the early symptoms of the Coronavirus; putting businesses at risk for internal outbreaks. But, one of the proposals for continuous business operations without interruptions due to the...

First, let us start off by saying: You’re not alone in asking this question! Purchasing insurance can be overwhelming, and with so many opportunities to shop price and coverage at our fingertips; how informed are we, truly, when making the decision to purchase a...

HOW AN UMBRELLA CAN PROTECT YOU FROM MORE THAN JUST THE RAIN By: Chad Dumbleton                 We have all been in a position where we search for that item of comfort; a ‘blankie’ to fall asleep with as a child, a homemade fort to protect you from thunderstorms, the...

BUY-SELL AGREEMENTS When individuals take the leap to start their own business, they often throw everything they have worked so hard for in to a grandiose idea; not knowing what the outcome will be. According to the Small Business Association, 70% of businesses...

      2020. A new year. A new decade. A chance to create a new you. We’ve all been there – we create a resolution – lose weight, quit smoking, pay off debt, the list goes on. But the truth is, only 8% of individuals accomplish them. This year consider a...

Here we are, one week away from Christmas, and we're trying to tie up loose ends with last minute gifts. We all have them, that one person on our holiday shopping list that is impossible to buy a present for. The easiest solution is usually a Visa or MasterCard gift...



In 1620, 102 passengers on the Mayflower ventured to find a new world where they could freely make decisions. They endured a treacherous 66-day passing where many contracted contagious diseases, became malnourished and succumbed to illness. After making landfall near...

Hurricane Dorian has left the Abaco and Grand Bahama Islands in despair after its landfall; and it’s unfortunately not something that we have not seen over the past few years.  Katrina, Sandy, Ike, Wilma… all names that may trigger memories of destructive damage and...

    Q: What do hospital gowns and insurance policies have in common? A: You're never covered as much as you think you are. (HAHA)     Let’s be honest. Insurance is a sticky topic. Most people don't have good experiences when it comes to insurance....

Your business is one of the crowning jewels of your life's work. You've poured your blood, sweat, and tears to set up a foundation that provides more than enough for you and your loved ones. However, it can all easily be taken away from you if you're not careful and...

For children, news of an impending winter storm brings plenty of excitement and gleeful anticipation of a potential day off from school. As adults, we tend to dread winter weather because it means freezing temperatures, back-breaking shoveling, and trudging into work...

The holidays are supposed to be the most wonderful time of the year. Festive decorations, elaborate feasts, and lots of presents are just some of the things that people look forward to. However, with lights strung about your home, lots of cooking, and expensive gifts...