5 Things Small Business Should Know About Workers’ Comp
Starting a small business is an exciting time. There are a lot of firsts and a considerable amount of new information and responsibilities to sort through. The excitement can often feel more like overwhelm when you begin taking on the legal obligations of running a...
Seltzer Group Partners Grows Service with Acquisition of Two Smaller Firms
Orwigsburg, PA — Seltzer Group Partners, a Pennsylvania-based agency offering personal and business insurance and risk management services, is pleased to announce its partnership with two smaller Pennsylvania firms. A Keystone Insurers Group partner, Seltzer Group...
Are You Sure You Have RV Insurance?
The warmer months are upon us! Time to get outside and do all the things winter had us too cooped up to enjoy, like taking a spin on the motorcycle, hitting the water in the jet skis, or loading up the family for an RV trip. Before you get too far into the fun,...
No Flood Insurance? Don’t Test Your Odds.
What do you think is more likely to happen to your home or business: a fire or a flood? Most people are quick to bet their property will never be traumatically affected by a flood, but flooding is one of the most common natural disasters responsible for reeking havoc...
Protect Your Business with Workers’ Compensation
Your company does a lot to minimize risks for your employees, but what are you doing to minimize risk for your company? While focusing on protecting your employees is important, it's equally important to protect yourself. In industries in which there's even a slight...
John Campomizzi – New Role
Seltzer Group Partners is pleased to announce that John T. Campomizzi has assumed the role of Vice President of Business Development. Following the passing of Robert Seltzer, John is very proud to take on this position within the organization. “Bob took me under his...
Risk Considered: Messiness and Learning through the eyes of a father
Learning is messy...you’ve probably heard this one before, and experienced it in the form of one project or another: whether it was writing an essay, learning a new subject, or fixing a project in your house. But, when you have a two-year-old this phrase takes on new...
The Future of Seltzer Group Partners
As you all know, we suffered a devastating loss with the loss of Robert Seltzer on December 26, 2016. He was such an important part of our organization and we will always be grateful for the dedication he had to Seltzer Group Partners, its employees and clients. We...
Robert W. Seltzer Jr.
It is with great sadness we share the loss of our president, partner and friend, Robert W. Seltzer Jr. Bob passed away at home in his sleep in the early morning of December 26, 2016. He was 68. We at Seltzer Group Partners are shocked and saddened to lose such an...
What elements go into making a safety committee successful?
What elements go into making a safety committee successful? Minnesota OSHA has developed a self-evaluation checklist to identify areas of improvement for safety and health committees. Check out their recommendations to help you assess your efforts. Are...
OSHA 10-Hour Course (Construction)
More and more businesses that hire contractors or sub-contractors are requiring that those they hire have an OSHA 10 Hour Card. Attending a class and earning an OSHA 10 Hour Card is a tremendous opportunity for all contractors, including those who are hired by...
What is the Pennsylvania Experience Modifier and how does it affect my business?
Answer: The Experience Mod is a fundamental component of the final cost of workers’ compensation insurance. It is a method for adjusting the cost of insurance to the distinctiveness of an individual employer. In other words, it’s a rating tool insurance companies use...
What can I do, if anything, to control my company’s experience mod?
Answer: Some of the factors that affect the experience mod you may not be able to change easily, such as your class of business. Another factor that affects the experience mod is the number of workplace injuries or claims and company experiences. This is something...
Do I have the ability to change my carrier appointed doctor panel for workers compensation?
Answer: Yes! In Pennsylvania employers have the right to change their doctor panel and choose providers that understand their employees and their business.
How can I decrease my workers compensation premium costs and manage my experience mod?
Answer: There are many things employers can do to manage their workers compensation program. From hiring programs to proper employee training, safe work environments and solid return to work program- employers have the power to control their workers compensation costs...
Are there alternate funding options for my health insurance plan?
Answer: Today’s healthcare landscape is filled with more options than ever, including different ways to fund your plan. Depending on your needs and your business size, you may have options to fully insure your plan, self-insure your plan or even choose an option that...
How can I be sure my business is compliant with all Federal and State benefits mandates?
Answer: At Seltzer Group Partners, we keep our clients up-to-date on all ever-changing mandates that come from both the state and the federal government. We are always available to answer questions and provide guidance and often will help our clients by providing...
What is the best way to build a benefits plan for my business?
Answer: As with other facets of your business, your benefits plan should be structured to meet the overall goals and philosophy of your organization. You should consider whether your benefits plan supports your recruiting strategy, maintains your employee morale, and...