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Home » Are You Sure You Have RV Insurance?

The warmer months are upon us! Time to get outside and do all the things winter had us too cooped up to enjoy, like taking a spin on the motorcycle, hitting the water in the jet skis, or loading up the family for an RV trip. Before you get too far into the fun, there’s an important question you need to ask yourself first: are you covered? It’s a common misconception that vehicle insurance covers most types of personal-use transportation. That’s not the case, however. Recreational vehicles require their own specific RV insurance, and if you’re not properly covered, you could face legal penalties that are a lot worse than the inconvenience of your fun weekend plans down the drain. RV insurance is a separate insurance plan required to operate certain vehicles, including:

  • Motorcycles
  • ATVs
  • Jet Skis
  • Motor Homes
  • Campers
  • Trailers
  • Boats
  • Collector Cars
  • Golf Carts

Recreational Vehicle Coverage Plans

There are several kinds of coverage plans for recreational vehicles.  Choices include liability only, collision, comprehensive, uninsured and under-insured motorist, medical payments, and many other specialized coverage options specific to certain types of recreational vehicles. Your insurance agent can walk you through each option and help you figure out what’s ideal for your situation before solidifying your coverage so you don’t run into issues down the road.

At Seltzer Group Partners, we’re highly experienced in helping individuals gain proper RV insurance coverage. We have locations in Schuylkill Haven, Orwigsburg, and Pottsville, Pennsylvania, with qualified agents ready to speak with you about your coverage. Seltzer Group Partners is a proud member of the Keystone Insurers Group, and serves businesses and individuals locally, regionally, and on the national level.