Ryan Himmelreich is a Receivable Risk Specialist for Seltzer Group Partners. Ryan graduated from Penn State Main in 2001 and worked in equipment sales before his career in Insurance. For over a decade, Ryan has partnered with clients to manage, protect, and maximize their top and bottom line. Streamlining your credit/sales process with access to superior credit information is key to sales growth, non-payment protection, and greater access to capital. Guaranteeing your receivables, with credit insurance, adds an extra layer of security to your balance sheet.