Emergency Services Insurance in Pennsylvania
Specialized Coverage for Firefighters, EMS & First Responders
At Seltzer Group Partners, we understand the unique risks and responsibilities that come with serving the first responder community because we’ve been part of it for generations. Through the legacy of Steely & Smith Insurance and its partnership with Seltzer Group Partners in 2024, we continue a long-standing commitment to protecting fire departments, EMS organizations, and emergency service professionals with specialized insurance solutions and personalized service.
Through decades of dedication, Robin Fetterolf and her father, Jack, helped build the foundation of the emergency services insurance niche and its trusted reputation within the first responder community. Their lifelong involvement in emergency services, along with relationships developed alongside respected industry leaders such as Art Glatfelter, continues to shape our commitment to protecting those who protect others.
From volunteer fire companies and EMS providers to apparatus and equipment dealers and emergency service organizations, we provide tailored insurance programs designed specifically for the emergency services industry.
I recently met with Peter Feid regarding Firefighters, EMS, and First Responders insurance programs. With his decades of experience, I would certainly recommend Peter.
Meet Your Emergency Services Specialist
Peter Feid leads our Emergency Services Insurance program.
With decades of experience and deep industry involvement, Peter understands the unique challenges facing fire departments and EMS providers, and works directly with your organization to build the right coverage.
A Customized Approach to Protection
No two emergency service organizations are alike.
We take a consultative approach to:
- Evaluate your operational risks
- Identify coverage gaps
- Build a tailored insurance program
- Provide ongoing support and claims advocacy
Peter B. Feid
Emergency Services Insurance FAQs
What types of emergency service organizations does Seltzer Group Partners insure?
We work with a wide range of emergency service organizations throughout Pennsylvania, including volunteer fire departments, career fire companies, EMS providers, ambulance associations, rescue squads, fire police organizations, and apparatus dealers.
What types of coverage are available for fire departments and EMS organizations?
Coverage options can include property insurance, general liability, commercial auto, workers’ compensation, cyber liability, accident & sickness coverage, equipment coverage, directors & officers liability, LOSAP, and specialty protection tailored specifically to emergency service operations.
How is emergency services insurance different from standard commercial insurance?
Emergency service organizations face unique operational risks that require specialized coverage and industry expertise. From emergency response liability to apparatus coverage and mutual aid operations, emergency services insurance is designed specifically around the needs of first responders.
Can you provide insurance for emergency response vehicles and apparatus?
Yes. Seltzer Group Partners offers specialized coverage options for fire trucks, ambulances, rescue vehicles, support units, and other emergency response apparatus.
Can you customize an insurance program for our department’s specific needs?
Yes. No two departments operate exactly alike. Seltzer Group Partners builds tailored insurance programs based on your organization’s size, operations, equipment, staffing structure, and response responsibilities.
Does your insurance agency have risk advisors that will schedule an appointment with your Emergency Services personnel and board members after hours?
At Seltzer Group Partners our experience staff is available to meet and discuss all your Emergency Services requirements.
How will Seltzer Group Partners assure my fire department, and ambulance clients have multiple options for my coverage?
At Seltzer Group Partners we collaborate with a broad range of carriers: VFIS, Selective, Provident, ESIP, Amynta Fire & Rescue and The Hartford.
Are you knowledgeable with Pennsylvania Statute Act 87?
Seltzer Group partners have experts that will explain all the relevant points regarding Pennsylvania Statute Act 87 including your organizations liability for alleged sexual abuse and molestation and the relevant coverage.
